Landlord rent guarantee insurance

We have an arrangement with HomeLet, who offer a Rent Guarantee insurance product, designed specifically for landlords. This product is available to Hamptons Rent Collection or Fully Managed landlords with an exclusive discount. 

As the private rented sector continues to evolve and the Renters' Rights Bill will bring changes to the sector in the coming months, landlords may wish to consider various options available to them in this context.

Rent Guarantee Insurance provides specialist cover for landlords in the unfortunate event that their tenants cannot or will not pay their rent.

As a landlord, are you aware:

  • Nearly 50% of the population struggled to pay rent or mortgages in the past twelve months
  • Nearly 3/4 of a million UK households either missed a rent or mortgage payment in the last year
  • Almost 60% of landlords have seen an increase in late payments

    • Find out more


    What are the benefits of Landlord Rent Guarantee Insurance?*

  • Total rent covered - cover the total monthly rent, no matter how many tenants are on the Tenancy Agreement – upper limits do apply
  • Up to three months' rental payments at 75% following vacant possession (where applicable)
  • Covers breaches of the tenancy agreement by the tenant, including non-payment of rent and other scenarios
  • Missed rental payments until vacant possession of the property or for up to 15 months, whichever comes first up to a maximum of £100,000 which includes professional costs to cover eviction costs of the tenant for certain breaches of their tenancy agreement.**
  • 12 months policy term
  • Payments continue beyond the end of HomeLet's policy term

    • Why HomeLet's Landlord Rent Guarantee Insurance?

  • 30+ years of experience
  • 1 million references completed each year
  • 4.6/5 customer satisfaction rating for landlord insurance

    • Additional information

    Should you wish to obtain information about this Landlord Rent Guarantee insurance product, contact HomeLet directly. They will be able to provide you with detailed information about the product terms, conditions, and entry requirements that apply. Please note that due to regulatory requirements, we are only permitted to introduce this product to you and cannot provide recommendations or advice regarding whether this product is suitable for your particular circumstances.

    * Subject to policy terms and conditions. Available on the HomeLet website.
    ** Tenants must have an acceptable reference with all conditions complied with. This cover is designed for properties on an Assured Shorthold Tenancy or equivalent.


    Please note that due to regulatory requirements:

  • We operate under an 'Introducer Only' status with the Financial Conduct Authority
  • We are only permitted to introduce this product to you and cannot provide recommendations, advice, or endorsements regarding whether this product is suitable for your particular circumstances
  • Direct contact with HomeLet is required to activate a policy
  • Underwriting questions will be asked during the application process
  • We cannot advise on or sell the insurance product
  • Landlords must self-serve in activating the policy and alerting the insurer to any rent arrears
  • Our role is limited to providing supporting documentation when requested (eg. rent arrears chase documents, statements, tenancy agreements)

    • Entry requirements apply to this product, and HomeLet will be able to explain these to you should you contact them for further information. We will receive commission on the net sale price paid by you for new introductions and renewals to HomeLet.


    This information is provided for purposes only and does not constitute financial advice or a recommendation to purchase any particular product. Any decisions regarding this product must be made by you based on your own assessment and any information you obtain directly from HomeLet.